Financial products and loyalty, designed for a connected community.
Explore the six HYEPerk product categories described in HYECoin, Inc.'s vision for a blockchain-powered ecosystem serving businesses, customers, investors, and the wider community.
Explore the six HYEPerksThe original HYEDRAM B2B/B2C proposal introduces digital products intended to encourage use of HYEDram within the HYECoin community and support economic activity connected to Armenia.
It describes HYEPerks as a combination of data insights, algorithms, financial mechanisms, leverage, retention, collateral, and blockchain-secured smart contracts.
The product categories below reflect the published concept; they should not be interpreted as confirmation that financial services are currently operating or available.
From microlending and payments to loyalty and asset management, each proposed product addresses a different community need.
The proposed microlending offering would connect small-scale financing with HYEDram wallets, supporting startups and initiatives in Armenia. The source also describes a HYELend app intended to make access to microfinance more seamless.
MicroLendingA proposed reinsurance business intended to share insurance risks and support emerging Armenian insurance providers through arrangements involving HYEDram-denominated value exchange.
Risk ManagementA proposed blockchain-based payment layer for community transactions and tokenized real-world assets, including fractional ownership and related digital assets.
Digital PaymentsAn envisioned asset-management offering to guide investments in Armenian companies seeking early-stage and expansion financing.
Asset ManagementA points-based engagement model through which community members could accrue, manage, monetize, and redeem rewards from eligible transactions.
Marketing & LoyaltyA future-facing category for secondary and derivative market products. The original source describes this as a later phase with details to be determined through partnerships.
Secondary & Derivative MarketsThe HYE Loyal concept is presented as a points-based reward model, where eligible transactions generate points and points may be converted into value under the proposed program.
These formulas describe the project's proposed loyalty concept, not a guaranteed redemption rate or financial return.
Read about the project's broader objectives, community model, and the ways it proposes to use blockchain technologies.